With a couple of personal documents handy, you can easily open a checking account online. Look beyond promotional offers to check for monthly maintenance fees, ATM charges and overdraft fees. After ...

Bank Account Bonus amount Requirements Expiration date; Bank of America: Bank of America Advantage Plus Banking® Up to $500: Open a qualifying Bank of America checking account by ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Learn how these common accounts compare (and why you should probably use both) ...

Checking can pay too — if you know where to look ...

These banks are offering new bank account promotions worth hundreds of dollars. Learn how to earn a bank bonus of up to $3,000.

The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

Capital One’s checking account earns interest and has no minimum balance. Monthly fee: None. Special features: The checking rate is 0.10% APY for any balance. Other pros: 360 Checking account holders ...