1.9K reactions · 711 shares | It's easy to create your first budget in less than 10 minutes. | Dave Ramsey | Facebook
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Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here’s how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you’ll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey
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